Additional Products

SET IMO wants to help our agents and advisors maintain their clients by providing them with multiple insurance products tailored toward different times within their lives. As your clients age, their needs will change based on planned (or unplanned) life events including having children, possible long-term healthcare needs, retirement planning, future healthcare costs, and even leaving their legacy.

As your client’s agent or advisor, you need a wide range of products to protect them financially throughout these life changes and maintain that relationship and legacy over time. You can take steps in that direction by having a wide range of insurance products available when your clients go through that first child, a medical condition or unforeseen accident, or take that first step into their retirement years.

Specialized Insurance Products

The big question to ask yourself involves, “If I’m not selling this product to my client, then who is?” You can answer that question easily – if you are contracted to sell additional products like long term care insurance, disability insurance, Medicare supplement plans and final expense insurance.

SET IMO helps agents and advisors get contracted with top-rated carriers who have these insurance products. By cross-selling multiple insurance products, you protect your client relationships and book of business plus you could gain a few referrals along the way.

• Long-Term Care Insurance: This product helps defray the costs associated with long-term care costs generally not covered by health insurance, Medicare or Medicaid. LTC may cover assisted living, nursing home care, or home healthcare in the event your client cannot care for himself/herself due to a disability or chronic condition.
• Disability Insurance: For your clients who do not have disability insurance through an employer, you can offer a product which provides income in the event he/she is unable to perform their work due to a disability.
• Final Expense Insurance: More than 10,000 Americans turn age 65 every day creating an estimated three million households annually that are potential clients for end of life planning. Final Expense Champions is YOUR resource for selling final expense life insurance products. We have the insurance carriers, tools, and training to support your sales strategy.