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Annuity Products
SET IMO is contracted with many top-rated carriers who have a variety of annuity products tailored toward your clients’ needs.
Since the time of ancient Rome, an annuity is the only financial product that can guarantee lifetime income. Your clients also can take a lump-sum payment or schedule guaranteed payments for life plus, if desired, life plus a specific length of time.
SET IMO specializes mainly in fixed indexed annuity (FIA) products. A Fixed Index Annuity is a tax-favored accumulation product issued by an insurance company. It shares features with fixed deferred interest rate annuities; however, with an index annuity, the annual growth is bench-marked to a stock market index (e.g., Nasdaq, NYSE, S&P500, for examples) rather than an interest rate. Interest earned is credited at the end of each accumulation period. Accumulated cash vales and credited interest are NOT subject to market downturns.
Based on the contracted carrier, agents and advisors have the option of offering other types of annuity products, such as Multi-Year Guaranteed Annuity (MYGA) or Single Premium Immediate Annuity (SPIA).
Resource Portal
SET IMO has a dedicated website to support our affiliated agents and advisors, which can help sell annuity products. To get you started, our online contracting link can connect you to multiple top-rated annuity carriers within the industry and streamline the appointment process.
Once contracted, our SET IMO portal provides real-time annuity rates and carrier information through WINK's AnnuitySpecs. You can compare multiple products from different carriers to provide options to your clients.
Did You Know?
- Favorable economic conditions, demographic shifts, and greater consumer demand for lifetime retirement income and investment protection have propelled annuity sales growth over the past two years. In 2022, annuity sales totaled a record high $313 billion. Propelled by $286.6 billion in fixed annuity sales, total U.S. annuity sales reached a record-high $385.4 billion in 2023, jumping 23% year over year, according to final results from LIMRA's U.S. Individual Annuity Sales Survey.
- The demand for protection and annuities continues to grow. 97% say having guaranteed lifetime income in addition to Social Security in retirement is valuable.**
- 93% of consumers who protected their portfolio with an annuity in 2022 are satisfied with their investment choices for 2022 and 44% are extremely satisfied. Those who are protected by a pension and/or an annuity have a significantly more positive outlook on their retirement prospects.**
Do you have clients looking for a financial product that protects their retirement planning in fluctuating market conditions?
*Source: 2023 LIMRA Industry Trends
**Source: 2023 Alliance for Lifetime Income and CANNEX Protected Retirement Income and Planning Study
Contact Us
(248) 404-6157
2041 E. Square Lake Road, Suite 400, Troy, Michigan 48085-3897
About Us
Since 1994, Strategic Education Technologies (SET) continues to focus on helping families get SET for College and financially SET for Life – without taking unnecessary risks. We accomplish this through our network of SET agents and advisors. Through SET IMO, we have expanded our service offerings to include additional financial products designed to help our advisors and agents better serve their current clients and add new prospecting and sales strategies to their book of business. Copyright 2025